• Bridget Sullivan Mermel CFP(R) CPA

Should I Refinance?

Updated: Dec 1, 2020


Mortgage interest rates are at record lows, so we're getting this question a lot, and encouraging a lot of people to look into it!


Our main example is a 500K mortgage that you got 10 years ago. Is it worth the effort to refinance now, when you've paid a lot of the interest already? We go over the advantages and disadvantages of refinancing with another 30 year mortgage or refinancing with a 20 year mortgage.


Also check out this related post that covers--what to ask mortgage brokers when you're vetting them and figuring out who to work with.

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