In this video, Bridget and John discuss the process of finding the 1099-INT for selling I bonds in 2023. They walk through the steps of navigating the I Bond site to locate the necessary tax form. Whether you're a seasoned investor or new to the world of I Bonds, this guide will help you understand the process. John's firm website: https://www.trinfin.com The Alliance for Comprenhensive Planners: acplanners.org Don't forget to subscribe to Friends Talk Financial Planning

In this engaging episode of Friends Talk Financial Planning, hosts John and Bridget delve into the intricacies of selling I bonds, providing listeners with valuable insights and practical tips to navigate this financial terrain. With a dynamic and conversational approach, they make the complex world of I bonds accessible to both seasoned investors and those new to financial planning. The hosts kick off the episode by breaking down the current rates of I bonds, offering a co

In this episode of Friends Talk Financial Planning, John and Bridget discuss the new rates for I bonds that changed on November 1. They dive into the components of the I bond rates and explain how the fixed rate is currently at 1.3%. They also discuss the benefits of I bonds as part of your investment portfolio and how they can be used for emergency funds or retirement savings. John and Bridget also touch on the complexity of buying I bonds and how it requires engagement with

Reasons to Sell I Bonds: The new rate announced with Series I Bonds is 4.30%, which includes a .9% fixed rate. With the new interest rate announced that is lower than the interest rate has been recently on I Bonds, you may be asking yourself--when is it time to sell your I bond? Bridget Sullivan Mermel and John Scherer talk through how to approach the decision. There are more factors to consider than you may think! Savings Bond Series I Bonds have been great investments fo

Buying Series I Bonds before the rates drops make sense for many people. The rate changes on May 1 for new purchases, but in 2023, you need to get the I Bonds bought before April 27 to get the existing 6.46% annualized rate. Bridget Sullivan Mermel and John Scherer talk about why the interest rate on I bonds is expected to drop, and why there might be a silver lining. The variable rate is tied to inflation, which is not as high as it has been. But the fixed rate is importa

Don’t Buy I Bonds. Here's 4 reasons why Series I Bonds might NOT be right for you, or right for you now. There are drawbacks to I Bonds that you want to be aware of before you buy them. By the end of this episode, you’ll know the four reasons you might not want to buy I Bonds. Check out these videos on Series I Bonds: What to expect: https://youtu.be/AYr_7L6OaCs I Bonds to Kids: https://youtu.be/KCOmYjZhUGM How the latest rate works: https://youtu.be/3_9uVBdrb0A #ac

I Bonds News: I bonds are one of our favorite investments. But now, with the new rates as of November 1st being down over 3% compared to the past, is it too late to invest? Have you missed out? By the end of the episode, you’ll know what’s changed with I- Bonds, what has actually improved, and why it can still be a smart place to invest some of your money. Plus, at one point, Bridget has a brain-freeze and forgets the news! John gently tries to cover but ends up with a

Should I buy I bonds now? There's an incentive because interest on the series I bond changes November 1st. In this video we'll explain: * what you should know about the interest rate change, * why if you're procrastinating you should probably act now, * and see if our attempt at comparing I bonds to Old Fashions makes sense! We talk through the advantages to buying series I bonds when interest rates are going down. We also discuss if I bonds might be appropriate for y